Two weeks ago I requested a brochure from my credit card company to be able to print me a credit card that has my picture on it in order to prevent fraud and unauthorized use of my credit card.
Today in the mail, I receive a letter from them saying all the benefits of doing such a thing. I was glad to see the letter and the brochure with the instructions on how to send in my photo and get a new credit card with my picture. They sent me two brochures, I ignored the first one because it was in Spanish, then I saw the other one. It was in Spanish.
Who the hell came up with that stupid mistake? Seriously, I would assume that an American credit card company that does business in the U.S. would send me an English version. Given that the only correspondence I have done with my credit card company has been in pure American English.
I called up the credit card company. They said that they will look into it and in the meantime wait for another letter in the mail with the correct brochure in English. I said that I need things in English because I communicate solely in English when it comes to business that is dominantly English.
They so fail.
Thursday, August 30, 2007
Thursday, July 05, 2007
Throw Away Your Old Television
Alright, I'm not going to mention it again. Get rid of it in a proper or fun way. I'm not liable for the losses caused by dumping your television set, but why do people still have these space wasting boxes?
Why have a TV when there is nothing to watch and even with cable there is simply useless junk with advertisements. Why do we insist on paying for commercials? With a basic cable package, you get a lot of media, but you get a ton of commercials. On average, you are paying for about 16% of your cable (10 minutes for every 60 minutes of show) or more for commercials. Whats wrong with that?
But back to throwing away your old television. News plain sucks. Most new shows can be seen on DVD or on the internet. Plus plenty of people have computers and they have screens that can play movies, shows, etc.
The other alternative is going to HD Television. It's supposed to be better, but at what cost? Money. Oh well. But save some space. Television media should not be one-way traffic stream, it must go both ways. Thats why the internet rules.
Why have a TV when there is nothing to watch and even with cable there is simply useless junk with advertisements. Why do we insist on paying for commercials? With a basic cable package, you get a lot of media, but you get a ton of commercials. On average, you are paying for about 16% of your cable (10 minutes for every 60 minutes of show) or more for commercials. Whats wrong with that?
But back to throwing away your old television. News plain sucks. Most new shows can be seen on DVD or on the internet. Plus plenty of people have computers and they have screens that can play movies, shows, etc.
The other alternative is going to HD Television. It's supposed to be better, but at what cost? Money. Oh well. But save some space. Television media should not be one-way traffic stream, it must go both ways. Thats why the internet rules.
Sunday, January 07, 2007
Remove the Penny
Lately I have gotten the stint that the Penny should be removed from circulation. The reason for this is, it is a piece of copper that hardly stands for anything except filling our pockets with worthless metal. Nothing costs a penny anymore, except taxes. For that, the penny is a useless coin in today's currency.
Currently, it costs more than a penny to produce a penny. It ranges from 1.4 cents to about 3 cents for the metal to make it from the copper and zinc mines to a person's pocket. The estimates could be higher. So why produce a product that costs more than the face value? Why not make 2-cent pennies? That sounds counterproductive, so remove the penny. Save Lincoln for the 5 dollar bill, he just looks just as great to remain there instead.
I know people who simply throw away pennies. Yes, they are worthless and that is why most donation boxes contain mostly pennies. Consumers don't want to carry change, especially pennies because of their serious depressed value. So why do our politicians seem to care about pennies when they care mostly about millions, billions, and trillions of dollars? It takes 100-million pennies to even equal a million dollars and if it costs three-million dollars to create one million pennies, the government is wasting two-million on making a coin that values 1/3 the cost of creating it. (Note, this is just an exaggerated figure, but a scalable one).
So, remove the penny. Now what does that do for everyone? For those who shop, everything will be rounded off to a 5-cent figure. Now does that sound to be hard? Even with taxes, things can come to a nice 5-cent number. That way, we can use more nickels, dimes, and quarters to pay for virtually everything. Of course, this may seem like a backlash to remove the copper coin, but every purchase is getting more and more expensive that pennies are proven to be nothing for the item but valueless to the actual cost.
Currently, it costs more than a penny to produce a penny. It ranges from 1.4 cents to about 3 cents for the metal to make it from the copper and zinc mines to a person's pocket. The estimates could be higher. So why produce a product that costs more than the face value? Why not make 2-cent pennies? That sounds counterproductive, so remove the penny. Save Lincoln for the 5 dollar bill, he just looks just as great to remain there instead.
I know people who simply throw away pennies. Yes, they are worthless and that is why most donation boxes contain mostly pennies. Consumers don't want to carry change, especially pennies because of their serious depressed value. So why do our politicians seem to care about pennies when they care mostly about millions, billions, and trillions of dollars? It takes 100-million pennies to even equal a million dollars and if it costs three-million dollars to create one million pennies, the government is wasting two-million on making a coin that values 1/3 the cost of creating it. (Note, this is just an exaggerated figure, but a scalable one).
So, remove the penny. Now what does that do for everyone? For those who shop, everything will be rounded off to a 5-cent figure. Now does that sound to be hard? Even with taxes, things can come to a nice 5-cent number. That way, we can use more nickels, dimes, and quarters to pay for virtually everything. Of course, this may seem like a backlash to remove the copper coin, but every purchase is getting more and more expensive that pennies are proven to be nothing for the item but valueless to the actual cost.
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